Merchant Transaction Services

CMS Professional Merchant Transaction Services - Process credit and debit cards at competitive rates through CMS Professional Point of Sale, Order Entry and Accounts Receivable. With our low rates, you can receive significant savings over your current transaction costs.

Merchant Warehouse - Specializing in merchant accounts, Merchant Warehouse, the suppliers of MerchantWARE® TransPort™, guarantees the lowest cost on credit card machines, credit card processing and merchant accounts.

• PCI Compliant payment processing solution
• No Termination Fees
• Meet or Beat pricing guarantee
• Merchant Warehouse “ISO of the Year 2009”
• 24/7 In House Emergency Support
• Dedicated Representative to assist with account setup

Credit and Debit Card Processing – PCCharge Pro by Verifone - an award-winning, Windows-based payment processing software product designed to save merchants time and money by providing powerful features and performance at the point-of-sale. PCCharge Pro is a cost-effective solution for all business types, including brick-and-mortar merchants, e-Stores, and MOTO (mail-order/telephone order/online order) shops.

• Certified with major credit/debit/gift card and check processors
• Certified for multiple connectivity methods, including Dial-up Modem (Direct Connection),TCP/IP (Leased Line), TCP/IP (Internet), TCP/IP (ISDN)
• Robust and customizable reporting features
• Real time or batch transaction processing
• Split dial authorization for Discover and American Express (selected processors) and direct settlement option with American Express
• Wireless capability permits mobile merchants to process transactions over the Internet via TCP/IP using a cell phone
• The basic PCCharge Pro package includes one user license and the ability to add one merchant number. There may be a fee to add additional merchant numbers and/or user licenses
• PCI compliant
• MSVT (Magnetic Strip Verification), CVV2, and AVS (Address Verification Services), data file encryption, and secure receipts reduce fraud, chargebacks, and may qualify merchants for lower interchange rates
• User level password protection provides controlled permissions

Automated Payment Transfers - Collect payments on customer receivables as electronic deductions directly from a customer's bank account

• Set up automated recurring payments from your customers.
• Collect your receivable balances faster through automatic payment transfers.
• All processors transmit using the central Automated Clearinghouse (ACH), so you know your funds are secure.

POS Check Conversion - Reduce the chance for error and process all checks electronically through the reliable and efficient Automated Clearing House (ACH) Network:

• Process consumer & business checks as easily and securely as a credit card.
• Simplify cashier training
• Pay a low, fixed fee per check processed
• No minimum, no set-up charge, no monthly service charge
• Process checks received at different storefronts through a central account, simplifying your bank reconciliation
• Eliminate the time previously spent consolidating, sorting, and proofing paper check deposits
• Retrieve check images and authorization from a secure website whenever you need them
• Receive faster notifications of when there are non-sufficient funds (NSF) transactions and reduce the possibility of accepting multiple bad checks from one customer
• Have funds available in your account within 24-48 hours
• Re-present for payment three times (as compared to twice for paper checks)
• Automatically add a service charge to NSF checks when they are re-presented.
• Get LIVE support 24/7, 365 days year.

Available with CMS Professional Point of Sale

Requires Magtek 22410002 MICRIMAGER(RS232 check imager), available from Cougar Mountain Software and our business partners

Payroll Direct Deposit